Disclaimer

Informational only

Every guide, calculator, map, and directory entry on this site is published as independent editorial research. It is not individualised advice for your situation. Your circumstances - residency, nationality, income source, property type, municipality, financing - materially change which rules apply. Always cross-check with a qualified professional.

Regulatory currency

Portuguese property law, tax brackets, and municipal regulations change frequently. Alojamento Local rules moved in DL 76/2024. The NHR regime was replaced by IFICI in January 2025. The Golden Visa real-estate route was terminated by Law 56/2023. Funchal suspended new AL licences in August 2025. The Construir Portugal 2026 budget introduced new IMT rates for non-residents. We update affected pages as quickly as we reasonably can, and we publish a Regulatory Update Log. Even so, information may be out of date - always check the "last updated" date on the page and verify with your lawyer.

Not a licensed broker (AMI)

We do not hold an AMI real-estate brokerage licence and we do not broker, list, or sell property. This is an intentional choice to keep our buyer-side editorial independent of any sales channel. If you need brokerage, the directory of vetted professionals will refer you to an AMI-licensed agent when relevant.

Calculator and data accuracy

Our IMT calculator, rent-vs-buy calculator, yield modeller, and AL licensability map reflect our best current reading of published rules. Calculators are reviewed by a Portuguese property lawyer before going live, but they are still simplifications. Edge cases (ARU exemptions, partial IMT Jovem qualification, non-resident mortgage particulars, heritage-listed building rules, DL 10/2024 pre-1951 licensing, subrogation risks) require individual review. Calculator outputs are estimates, not binding numbers.

Referral disclosure

Our primary revenue is lead-gen referral fees from Madeira property lawyers, mortgage brokers, fiscal advisors, AL property managers, and architects listed in our directory. When you engage a vetted professional through our directory, they may pay us a referral fee. This never increases your cost. It does not influence who we vet: vetting is based on track record, client feedback, language capacity, and responsiveness - not on willingness to pay. We also offer paid featured placements in the directory; those are clearly labelled. We do not accept payment for editorial coverage.

No guarantees

We make no warranty, express or implied, about the accuracy, completeness, or currency of any content on this site. Past market performance does not guarantee future returns. Regulatory changes after a page is published may invalidate specific statements. Use your own judgement and your own professional advisers before committing capital.

Contact

Spotted a factual error, or think we have misread a statute? Email hello@madeirarealestate.org - we fix errors within 48 hours and re-date the page.