Disclaimer

Informational only

Every guide, calculator, map, and directory entry on this site is published as independent editorial research. It is not individualised advice for your situation. Your circumstances - residency, nationality, income source, property type, municipality, financing - materially change which rules apply. Always cross-check with a qualified professional.

Regulatory currency

Portuguese property law, tax brackets, and municipal regulations change frequently. Alojamento Local rules moved in DL 76/2024. The NHR regime was replaced by IFICI for people becoming resident from January 2024. The Golden Visa real-estate route was terminated by Law 56/2023. Funchal suspended new AL registrations in September 2025 and replaced the suspension with a containment regulation in June 2026. Since 25 May 2026, non-residents buying a home pay a flat 7.5% IMT, with exceptions (Decree-Law 97/2026). We update affected pages as quickly as we reasonably can. Even so, information may be out of date - always check the "last updated" date on the page and verify with your lawyer.

Not a licensed broker (AMI)

We do not hold an AMI real-estate brokerage licence and we do not broker, list, or sell property. This is an intentional choice to keep our buyer-side editorial independent of any sales channel. If you need brokerage, the directory of vetted professionals will refer you to an AMI-licensed agent when relevant.

Calculator and data accuracy

Our IMT calculator, rent-vs-buy calculator, IFICI eligibility quiz and AL licensability map reflect our best current reading of published rules. Calculators are not reviewed by a lawyer, and they are simplifications. Edge cases (ARU exemptions, partial IMT Jovem qualification, non-resident mortgage particulars, heritage-listed building rules, licensing of pre-1951 buildings, seller debts secured on the property) require individual review. Calculator outputs are estimates, not binding numbers.

Referral disclosure

No firm listed today pays us or has an agreement with us. Lawyers will not pay us for referrals or a share of their fees: the Portuguese bar statute does not allow it (Estatuto da Ordem dos Advogados, arts. 90.º and 107.º). Other professionals we list may pay us a referral fee where their own rules allow it; any such payment is disclosed on the listing. It does not influence who we vet: listings rest on public checks (registration, office and practice, languages), not on willingness to pay. Any paid placement in the directory is labelled as advertising. We do not accept payment for editorial coverage.

No guarantees

We make no warranty, express or implied, about the accuracy, completeness, or currency of any content on this site. Past market performance does not guarantee future returns. Regulatory changes after a page is published may invalidate specific statements. Use your own judgement and your own professional advisers before committing capital.

Contact

Spotted a factual error, or think we have misread a statute? Write to us through the contact form - we fix errors and re-date the page.