Tool · Flagship

Madeira IMT calculator 2026

The mainland Portugal calculators miss Madeira's regional +20% bracket uplift. The Construir Portugal 2026 budget added a flat 7.5% for non-residents, and the interaction with the regional uplift is still being clarified by the tax authority. This tool models both scenarios so you can plan from the cautious end.

Your scenario

Declared property value (escritura price or VPT, whichever is higher)

€

€50k€1M€2.5M

Tax residency

Use

Buyer under 35

Triggers IMT Jovem if value ≤ €330,539 and primary-home.

Property sits in an ARU zone

Urban rehabilitation area. IMT + IMI + 6% VAT incentives apply - ~50% IMT rebate assumed here.

IMT - regional +20% uplift applied

€27,372

Mainland bracket × Madeira regional +20% uplift

IMT - mainland brackets only (alternative reading)

€22,810

Mainland bracket only (ignores Madeira regional uplift)

We show both readings because the interaction between the Construir Portugal 2026 flat 7.5% non-resident rate and Madeira's +20% regional uplift is still being clarified by the Autoridade Tributária. Plan for the higher figure. Re-check with your lawyer before escritura.

Stamp duty (0.8%)	€3,600
Notary + registry (estimate)	€900
Lawyer fees (~1.3%, typical)	€5,850
Total acquisition cost - planning range	€33,160 – €37,722

Estimates exclude: bank mortgage fees (if applicable), survey and property inspection, translation of official documents, condominium arrears (discovered via the certidão), mortgage stamp duty (0.6% on the loan). Our buying guide breaks down the full cost stack.

Pillar guide

The complete Madeira buying guide

NIF to escritura in 17 steps. Where IMT sits in the process, when it's paid, what triggers the escritura block if it isn't.

Read the guide

Checklist

40-point due-diligence PDF

After IMT, the actual cost of a Madeira purchase comes down to what your lawyer checks before you sign the CPCV. This is the full list.

Get the checklist